Privacy Policy

Protecting your private information is our priority. This Statement of Privacy applies to candorfinancialconsulting.com, and Candor Financial Consulting and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to Candor Financial Consulting include candorfinancialconsulting.com, Candid Finance Chick, and candidfinancechick.com. The Candor Financial Consulting website is an information site. By using the Candor Financial Consulting website, you consent to the data practices described in this statement. 

Collection of your Personal Information

In order to better provide you with products and services offered, Candor Financial Consulting may collect personally identifiable information, such as your:

  • First and Last Name
  • Mailing Address
  • E-Mail Address
  • Phone Number

If you purchase Candor Financial Consulting’s products and services, we collect billing and credit card information. This information is used to complete the purchase transaction. 

We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to use when you elect to use certain products or services. These may include: (a) registering for an account; (b) entering a sweepstakes or contest sponsored by us or one of our partners; © signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-persona information in the future. 

Use of your Personal Information

Candor Financial Consulting collects and uses your personal information to operate and deliver the services you have requested. 

Candor Financial Consulting may also use your personally identifiable information to inform you of other products or services available from Candor Financial Consulting and its affiliates. 

Sharing Information with Third Parties

Candor Financial Consulting does not sell, rent, or lease its customers lists to third parties. 

Candor Financial Consulting may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Candor Financial Consulting, and they are required to maintain the confidentiality of your information. 

Candor Financial Consulting may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process serviced on Candor Financial Consulting or the site; (b) protect and defend the rights or property of Candor Financial Consulting; and/or © act under exigent circumstances to protect the personal safety of users of Candor Financial Consulting, or the public. 

Tracking User Behavior

Candor Financial Consulting may keep track of the websites and pages our users visit within Candor Financial Consulting, in order to determine what Candor Financial Consulting services are the most popular. This data is used to deliver customized content and advertising within Candor Financial Consulting to customers whose behavior indicates that they are interested in a particular subject area.

Automatically Collected Information

Information about your computer hardware and software may be automatically collected by Candor Financial Consulting. This information can include; your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the services, and to provide general statistics regarding use of the Candor Financial Consulting website. 

Security of your Personal Information

Candor Financial Consulting securities your personal information from unauthorized access, use, or disclosure. Candor Financial consulting uses the following methods for this purpose:

  • SSL Protocol 

When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol. 

We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to project your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and through this Site cannot be guaranteed.

Right to Deletion

Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:

  • Delete your personal information from our records; and
  • Direct any service providers to delete your personal information from their records. 

Please note that we may not be able to comply with requests to delete your personal information if it is necessary to: 

  • Complete the transaction for which the personal information was collected, fulfill the terms with a written warranty or product recall conducted in accordance with federal law, provide a good service requested by you, or reasonable anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us;
  • Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity; 
  • Debug to identify and repair errors that impair existing intended functionality;
  • Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law; 
  • Comply with the California Electronic Communications Privacy Act; 
  • Engage in public or peer-reviewed scientific, historical, or statistical research or the public interest that adheres to all other applicable ethics and privacy laws, when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent;
  • Enable solely internal uses that are reasonable aligned with your expectations based on your relationship with us; 
  • Comply with an existing legal obligation; or 
  • Otherwise use your personal information, in a  lawful manner that is compatible with the context in which you provided the information. 

Children Under Thirteen

Candor Financial Consulting does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website. 

E-mail Communications

From time to time, Candor Financial Consulting may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open an email from Candor Financial consulting or click a link therein. 

If you would like to stop receiving marketing or promotional communications via email from Candor Financial Consulting, you may opt out of such communications by clicking on the UNSUBSCRIBE button. 

External Data Storage Sites

We may store your data on services provided by third party hosting vendors with whom we have contracted. 

Changes to this Statement

Candor Financial Consulting reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our website, and/or by updating any privacy information. Your continued use of the website and/or Services available after such modifications will constitute your: (a) acknowledgement of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy. 

Contact Information

Candor Financial Consulting welcomes your questions or comments regarding this Statement of Privacy. If you believe that Candor Financial Consulting has not adhered to this Statement, please contact Candor Financial Consulting at: 

Candor Financial Consulting 

5457 Twin Knolls Road, Ste 300 #1067

Columbia, MD 21045

Email address: 

info@candorfinancialconsulting.com

Telephone number:

410-864-9132

Effective as of September 7, 2023